Yes, our mystery guru is Charles Kirkland, one of Clickbank’s top 100 affiliates. For those of you who may not know, Clickbank.com is a marketplace for digital products. Anyway, in this video Charles explains how, through the teachings of Rich Schefren, he has learnt there are four essential skills that will make or break you. And, by getting these right in his own life, he was able to transform his own fortunes. They are what he calls: FCOT